![]() Personally, my credit card use is limited due to being blacklisted and GCredit has been a great way to finance some of my expenses and bills.Īlso, where can you find entry-level investment funds and insurance within an app? This is big because it allows everyone to get a slice of the pie without many requirements. And all of these are tied into payments (QR and Online). Hope more people switch to Maya (not sponsored)įor me the greatest advantage GCash has over Maya is financial services - GCredit, GLoan, GGives. (aside from failed in-app cash in a few times), kaya Maya all the way haha!! Been storing portion of my/our money in Maya Bank for months already as well. Never had any problems with Maya yet, be it the wallet itself, Maya card, Maya QR, etc. Sobrang naging kampante ng GCash magcharge nang magcharge sa customers palibhasa sobrang dami nang users. I also never use na any gcash qr codes lol. Sobrang hirap pa magreklamo sa ticket-ticket or chatbots nila like, sobrang hirap ba maghire ng customer service representatives?! Talking to an actual person is way way better than just filing a ticket lol. ![]() Simula nung hindi pumasok yung send money samin from another gcash user (it was reflected sa transactions tho pero hindi siya dumagdag, it was around 3k din), and nung tinadtad na ng convenience fees ni gcash almost all the billers they have (afaik pati load nila may charge na rin lol), I never used GCash again (except kung gcash lang ung only option ng ka-transact ko/namin), If they have maya or bank account, Id rather send the money there. Basically, you can pay GCash QRs using your Maya and vice versa. If you're worried about the interoperability of Gcash and Maya like scanning QRs offline, you can scan GCash QR Codes using Maya and vice versa since they are QRPh-enabled QR Codes.For the bills that I pay online, Maya does not charge me (yet) any convenience fee.Promos and Cashbacks are much much much better on Maya.The banking experience for the "Savings" feature of Maya is much better too since technically CIMB is not Gcash, and Gcash is not CIMB whereas Maya is the digital bank. The 6% interest in Maya Savings up to your first 100k, then 4.5% interest for anything after.Interface is much better for me, and isn't as messy compared to GCash.Too much things going on, and I guess since most of these things are actually 3rd parties to GCash, it just makes the app look messy and disorganized. I was a GCash evangelist when it was new up until last year, but after the Maya rebrand, I have seen myself use Maya more often.
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